Staff Software Engineer, Money

The role

We are seeking a backend-focused Staff Software Engineer to play a pivotal role in our Money product architecture transformation, focusing on the evolution of our banking core and the implementation of enhanced account structures, including readiness for new products like CDs. This position involves maturing our central member-facing services, particularly in areas such as entitlements, permissions, and data management, which are critical to supporting integrated product offerings like SoFi Plus. You’ll be working within a highly collaborative environment where planning and executing through a unified campaign lens is essential due to the complexity and interdependencies of these initiatives.

As a SoFi staff software engineer, you’ll be in the middle of it all acting as a leader and force multiplier  – you’ll work with stakeholders to implement functionality, architect our systems, squash bugs, and continually grow as an engineer. The ideal candidate is both forward-thinking and hands-on, has a strong sense of ownership and drive for delivery, and is a good mentor and co-worker. At SoFi, we pride ourselves on the collaboration between Product, Design, and Engineering so you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution - and you’ll be working with an all-star team of talented engineers.

What you’ll do:

• Full development life-cycle design from project requirement to deployment.

• Work on automation and improvement of data exchanges and data pipelines between internal and external teams. 

• Facilitate the definition of project scope, deliverables, and goals.

• Lead cross-functional delivery teams to ensure deliverables are met.

• Track project performance against defined milestones/goals.

• Conduct process improvement projects to increase performance in vital program metrics.

• Communicate ongoing project health with key stakeholders and business leadership

• Maintain strict compliance with established project management policies and guidelines.

• Take initiative and produce timely results in a fast-paced and sometimes ambiguous environment.

• Make significant contributions to the code base.

• Define best practices and uphold coding standards.

• Consistently demonstrate extremely high levels of technical knowledge, ingenuity, and creativity. Develops and applies advanced technologies, engineering principles, theories, and concepts. Broad knowledge about the design and operation of systems outside of specialty.

• Work within the Engineering team to develop features that specifically benefit our users.

• Must be able to deliver high-quality code on schedule, and communicate with groups in and outside the development team.

What you’ll need:

• Bachelor’s Degree, Computer Science Degree, or equivalent from a fully-accredited college or university

• 6+ years of Java programming experience

• Our core stack is Java/ Kotlin/ Spring / PostgreSQL/ React, and we run on Kubernetes in a service-oriented architecture with over 100 services in production

• 2+ years Java, Kotlin or Scala programming experience 

• A proven understanding of relational databases and ORMs

• Experience working on a SOA or microservice-based application.

• Willingness to roll up your sleeves, collaborate with others, and get stuff done

• Solid sense of responsibility; driving a project from inception to completion

• Affinity for solving problems and shipping impactful features, not polishing perfect code or architecture

• Experience working in a collaborative coding environment, refining designs together, working through code reviews, and managing pull requests

Nice to have:

• Interest in personal finance

• Experience managing your own investments or experience taking out loans 

• Experience scaling highly available, mission-critical systems

• Full-stack experience, either toward systems (Kafka, docker, posix), databases (postgres), or front-end (javascript/typescript, react)