Trade & Working Capital- Structured Working Capital Product Manager- Vice President

Job Description
You enjoy shaping the future of product innovation as a core leader, driving value for customers, guiding successful launches, and exceeding expectations. Join our dynamic team and make a meaningful impact by delivering high-quality products that resonate with clients.
As a Product Manager in Trade and Working Capital- Structured Working Capital, you are an integral part of the team that innovates new product offerings and leads the end-to-end product life cycle. As a core leader, you are responsible for acting as the voice of the customer and developing profitable products that provide customer value. Utilizing your deep understanding of how to get a product off the ground, you guide the successful launch of products, gather crucial feedback, and ensure top-tier client experiences. With a strong commitment to scalability, resiliency, and stability, you collaborate closely with cross-functional teams to deliver high-quality products that exceed customer expectations.
Trade & Working Capital (TWC) is a division of Payments. For more than 200 years, J.P. Morgan has helped clients make trade payments, access liquidity, and manage risk. We connect counterparties with market-leading Core Trade, Supply Chain Finance (SCF), A/R Finance, Inventory Finance, Contract Monetization, and Export Finance solutions. Our institutional strength, practical expertise, comprehensive technology, and unparalleled network enable us to deliver powerful global solutions, when and where our clients need them. Our global product and technology platform, integrated client service model and network of operational centers enable us to deliver a consistent set of services to clients no matter where they are across the world.
Job responsibilities

• Develops a comprehensive product strategy and vision focused on Structured Working Capital (SWC), particularly Receivables and Inventory Finance, to deliver significant value to customers
• Oversees product-level governance, risk, and control environments, including product approvals, renewals, and cross-functional collaboration with Risk, Legal, and Compliance teams
• Ensures that products have obtained the necessary regulatory, control, and compliance approvals prior to launch and for ongoing renewals and updates
• Manages discovery efforts and conducts market research to identify customer solutions and integrate them into the product roadmap.
• Takes ownership of the rollout of new systems, working collaboratively with Technology to align with product parameters and enhance the client experience
• Serves as the primary point of contact for second-line risk and product control partners, regulators, and local governance bodies
• Ensures readiness and coordinates reviews by the Office of the Comptroller of the Currency (OCC) and internal audit teams
• Owns, maintains, and develops a product backlog that supports the overall strategic roadmap and value proposition.
• Builds the framework and tracks key success metrics for the product, such as cost, features and functionality, risk posture, and reliability
• Liaises with Finance partners to ensure accurate reporting of the Profit and Loss (P&L) for global Structured Working Capital (SWC)

Required qualifications, capabilities, and skills

• 5+ years of experience or equivalent expertise in Trade product management
• 5+ years of experience within Receivables Finance with Bank or Factoring company
• Experience in working closely with internal / external Technology teams to design systems for the bank
• Advanced knowledge of the product development life cycle, design, and data analytics
• Experience in working on innovative solutions for clients and developing the product to address bespoke client and market needs
• Proven ability to lead product life cycle activities including discovery, ideation, strategic development, requirements definition, and value management

Preferred qualifications, capabilities, and skills

• Demonstrated prior experience working in a highly matrixed, complex organization
• Experience in Inventory Finance, preferred
• MBA, preferred

About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
About the Team
J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.